TSP Returns in 2022: One Fund is Up and One Down 13.30% As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. Terms of Use | language preference or login information. U.S. Federal Employee Thrift Savings Plan (TSP) Forecast System Federal Employees own and operate this website. They Cookies Policy. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. But, as of the close of the stock market on November 17th, 2022, the performance for all TSP Funds for the month is positive. Aggregate Index contains such a large number of securities, it is not feasible for the F Fund to invest in each security in the index. TSP performance is down in February 2023 but still up for the year-to-date. This index is made up of small and medium sized companies. Advertise | F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. the administrative mechanism envisaged for TSP and highlight the issues that require amendments. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. privacy request at our Do Not Sell page. This index is made up of small and medium sized companies. may be used by those companies to build a profile of your interests and show you relevant adverts on other The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. However, you The Bond fund (Fixed Income) The F Fund is designed to match the performance of a Total U.S. Performance & Risks Composition Portfolio Weight as of December 31, 2022 Sector Portfolio Weight 1 Portfolio Percentage Short-term U.S. Treasury securities 100.0% By law, the G Fund must be invested in nonmarketable U.S. Treasury securities specially issued to the TSP. TSP Performance Disappoints in February: Year-to-Date Returns Still Positive, TSP Website: Status on Improving Performance and Investor Satisfaction, 2023 Inflation: Still High, But Going Down 2024 COLA Will Not Match 2023, Dow Jones U.S. 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). Last updated: February 02, 2023 at 03:39 PM. When comparing investments, a high Sharpe Ratio is preferable. If that happens, the Federal Reserve is likely to ease future interest-rate increases and potentially cut interest rates later this year. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_9',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. reducing its 2023 performance to 3.68% in the black. There are currently 15 investment funds in the Thrift Savings Plan. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. The results are showing up in the TSP returns so far in January. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. Here are how the core funds look at the end of January 2022: Obviously, there was a significant shift during the year from stock funds into the safety of the G Fund. At the end of 2021, FERS had a participation rate of 94.1% and uniformed services had a rate of 73.7%. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. Summary: The TSP G Fund (Government Securities Investment Fund) is a low volatility, virtually risk-free U.S. bond fund. Learn more, please visit our Cookie Statement page. By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. The Sharpe Ratio measures risk-adjusted performance. performance, so that we may improve our websites and your experience. What happened after the last significant yearly loss? Since we only track TSP funds on this website, we use the G fund returns as our risk-free investment. Use the left and right buttons on your keyboard to scroll sideways. Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. Thrift Savings Plan F Fund Monthly Returns: Jan 2023: 3.25% -- Thrift Savings Plan G Fund Monthly Returns: Jan 2023: 0.34% : 6.25% Thrift Savings Plan I Fund Monthly Returns: Jan 2023: 8.43% -- Thrift Savings Plan L 2030 Fund Monthly Returns: Jan 2023: 4.87% -- Thrift Savings Plan L 2040 Fund Monthly Returns: Jan 2023: 5.78% -- Thrift Savings . technologies for the following purposes: We do not allow you to opt-out of our certain cookies, as they are necessary to By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. Follow Ralph on Twitter: @RalphSmith47. TSP has an obligation to disclose these cookies. If you opt out we will not be able to offer you personalised ads and The TSP I fund is higher weighted in Finance and the old economy sectors which have underperformed. The FRTIBs Executive Director currently allocates the selection, purchase, investment, and management of assets contained in the F Fund to BlackRock Institutional Trust Company, N.A., and State Street Global Advisors Trust Company. The table below compares TSP Coach returns to all the major TSP allocation plans minus fees. You cannot opt-out of our First Party Strictly Necessary Yes, I want to receive occasional updates from partners. Strictly Necessary Cookies - Always Active. This statutory guarantee has effectively protected G Fund investors many times over the past 30 years. Advertise | The Thrift Savings Plan is the defined contribution retirement plan federal employees and members of the uniformed services. The Thrift Savings Plans government securities (G) fund was the only offeringto stay positive last month, increasing 0.28%. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. Aggregate Bond Index. You can join other TSP participants on our popular TSP . The Thrift Savings Plan offers five individual funds in which to invest: The G Fund is the Government Securities Investment Fund. The indexes we use do not account for fund expenses, so earlier returns are slightly higher. Last updated: January 24, 2023 at 06:19 PM. More TSP News if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,600],'tspdatacenter_com-box-4','ezslot_3',117,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-4-0'); TheThrift Savings Plan (TSP)is a retirement savings and investment plan for federal employees and members of the military. Get free TSP Fund price and performance updates via email, The Thrift Savings Plan also offers 10 Lifecycle Funds. If there is any commercial interest in the API, please contact Daily TSP directly to make an appropriate arrangement. You will still information by using this toggle switch. Disclaimer: Daily TSP is a third party application that has no affiliation with TSP.gov.The Daily TSP mobile application is not affiliated with the United States Government, The Federal Retirement Thrift Investment Board (FRTIB) or the Thrift Savings Plan (TSP), and that the service being offered is not sanctioned by the United States Government, the FRTIB or the TSP. of the site will not work as intended if you do so. TSP has an obligation to disclose these cookies. Rights link. Federally Employed Women Closes Black History Month Pressing for More Progress. These cookies are not used in a way that constitutes a sale of These funds are a mix of the five core TSP funds (G, F, C, S, and I). The C Fund slipped into second place with $262.9 billion in assets for a 36.2% share of the total. All rights reserved. As of the close of the stock market on January 23, here are the results for all of the TSP Funds. Aggregate Bond Index, A bond fund's price changes based on yields earned and capital gains . 2023 Ralph R. Smith. It's calculated by subtracting the risk-free interest rate from the rate of return for a specific fund, and dividing the result by the standard deviation of the fund returns. However, G Fund investors remain fully protected and G Fund earnings are fully guaranteed by the federal government. The C Fund is still down 4.59% for the year-to-date but it is up 15.63% for the past 12 months. This may impact the F Fund returns move up and down with the returns in the bond market (market risk). Bloomberg U.S. Our goal is to add 1% more yearly to your TSP plan. You The Thrift Savings Plan offers five individual funds in which to invest:if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'tspdatacenter_com-medrectangle-4','ezslot_6',113,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-medrectangle-4-0'); The G Fund is the Government Securities Investment Fund. Subscribe to our free email list to get our news updates in your inbox. Thrift Savings Plan (TSP) Summary of Returns Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. F Fund investors are also exposed to the possibility that principal and interest payments on the bonds that comprise the index will not be paid (credit default risk) or if F Fund investments do not outpace or grow enough to offset the reduction in purchasing power (inflation risk). It gives you the opportunity to invest in international stock markets and to gain a global equity exposure in your portfolio. In some of the examples below, TOKEN refers to your unique access token and can be provided to the API as a query parameter: token=TOKEN. An initial investment of $1,000 on 8/31/1990 would today be worth $23,981: This fund is still down 15.58% so far in 2022. The .gov means its official. Standard deviation, also known as historical volatility, is used by investors as a gauge for the amount of expected volatility. It offers you the opportunity to earn potentially higher investment returns that are associated with small cap investments. The leading sector in the International fund is the financial sector and many banks in Europe are in deep trouble and explain the $120 billion per month of money printing by the European Central Bank today. information. The C Fund total decreased by $63.9 billion during the year. Reproduction without permission prohibited. These cookies collect information for analytics and to TSP Portfolio Tracker The TSP Portfolio Tracker application was discontinued on December 31, 2020 and is no longer in service. G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. Many investors now anticipate a continuing reduction in the inflation rate. The L Funds, or Lifecycle funds, use professionally determined investment mixes that are tailored to meet investment objectives based on various time horizons. to learn more. Visit www.allaboutcookies.org For example, we extended the TSP C Fund with the S&P 500 Total Return index. Most of the TSP offerings are still up for the year so far. Aggregate Investment Grade Bond Index, a broad index representing the U.S. bond market. TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. user asks your browser to store on your device in order to remember information about you, such as your But, to put it into perspective, the total plan balance of the TSP was almost $726 billion at the end of December 2022. Over the last 10 years, TSP Coach has proven it is the best. The charts below show the historical performance and risk of investing in the TSP C Fund. Five are individual stock and bond funds, and the others are target retirement date funds. Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. Most of the portfolios in the federal governments 401(k)-style retirement savings program finished February in the red, although they did not perform poorly enough to erase the previous months gains. While the year is still young, the TSP performance so far in 2023 is off to a good start. TSP has an obligation to disclose these cookies. The token can be retrieved from the Settings menu of the Daily TSP App and is only provided for. 2023 FedSmith Inc. All rights reserved. The fixed income bonds in. All Rights Reserved. internet device. . The F Fund is invested in a bond index fund that tracks the Bloomberg Barclays U.S. FedSmith.com. As of 2/28/2023, the fund has a compound annual growth rate of 10.3%, annualized standard deviation of 18.4%, and Sharpe Ratio of 0.40. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP account is dependent upon how much you (and your agency or service, if youre eligible to receive your agency match) put into your TSP account during your working years and the earnings accumulated over that time. He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters onfederal human resources. ensure the proper functioning of our More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * etc.). TSP investors choose a fund based on when they expect to retire and start making withdrawals: The first TSP fund became available to investors in April 1987, and others followed in 1988 and 2001. The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. You can join other TSP participants on our popular TSP . $0.200/$1,000 account balance 0.020% (2.0 basis points). used to make the site work as you expect it to and to provide a more personalized web experience. We also use cookies to personalize your experience on our websites, including by Likewise, all of the TSPs lifecycle (L) funds, which shift toward more stable investments as participants get closer to retirement, lost ground last month. TSP Performance Up in 2023 After Dismal 2022 Returns 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. You may opt out of our use of such TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. $0.580/$1,000 account balance 0.058% (5.8 basis points), Investment expense ratio1 added to the site to enable you to share our content with your friends and networks. Readers have reported unhappy experiences with the new TSP website. The F Fund is the Fixed Income Index Investment Fund. see some advertising, regardless of your selection. Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds' performance. The Thrift Savings Plan's government securities (G) fund was the only offering to stay positive last month, increasing 0.28%. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. may not be reproduced without express written consent from Ralph R. Smith. G Fund and the debt limit | The Thrift Savings Plan (TSP) G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. Sale of Personal Data, Targeting & Social Media Cookies, Under the California Consumer Privacy Act, you have the right to opt-out of the View historical monthly performance of all TSP funds all the way back to 1988. The Fixed Income Index Investment (F) Fund. Here is a summary of improvements that are on-going and planned for the near future. If you do not allow these cookies, you will experience less targeted advertising. Privacy Policy | FERS had a participation rate of 94.4% and uniformed services had a rate of 83.2%. Lapse in appropriations (government shutdown). At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. Before sharing sensitive information, make sure youre on a federal government site. Here are the latest fund returns. Preferences menu of your browser. Functionally, the TSP operates nearly identically to a 401 (k). The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. A retirement portfolio that contains stock funds, like the C, S, and I Funds, along with the F Fund, will tend to be less volatile than one that contains stock funds alone. It offers you the potential to earn the higher investment returns associated with equity investments. Visit www.allaboutcookies.org Before sharing sensitive information, make sure youre on a federal government site. Can federal employees contribute to both an IRA and the TSP? your data under the CCPA. The G Fund is invested in short-term U.S. Treasury securities. One TSP stock fund was down 26%. cookie banner and remembering your settings, to log into your account, to redirect you when you log out, For simplicity, we refer to it as the non-sp500 index. This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates). a broadly diversified index of the U.S. bond market. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. Learn more about the debt limit on the U.S. Department of the Treasury website. Most of the TSP offerings are still up for the year so far. This index includes over small and mid-sized 3000 companies. It invests in bonds which track the performance of the Bloomberg U.S. Aggregate Bond Index, a broad index representing the U.S. bond market. Question? Supplementary cookies support additional functionality such as analytics. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. Can Federal Employees Contribute to Both an IRA and the TSP in 2023? Privacy Policy | So far this year, the F Fund has gained 0.58%. The .gov means its official. Ralph Smith has several decades of experience working with federal human resources issues. Annual TSP Performance | TSPDataCenter.com Annual TSP Performance View the historical annual performance of all of the Thrift Savings Plan (TSP) funds going all the way back to 1988. The fixed income bonds in theFFund finished February 2.58% in the red. While still early in the new year, 2023 is starting off the year with positive returns and strong TSP performance. Those cookies are set by us and called first-party cookies. TSPDataCenter.com is the one stop resource for federal employees and federal retirees to find current and historical Thrift Savings Plan (TSP) share prices and rate data for performance of each of the core TSP funds (G Fund, F Fund, C Fund, S Fund I Fund) as well as the Lifecycle (L) Funds. 2022 TSP Fund Performance Terms of Use | traffic on our website. It gives you the opportunity to earn rates of interest similar to those of long-term Government securities with no risk of loss of principal. A cookie is a small piece of data (text file) that a website when visited by a Privacy Policy | Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. TSP.gov has published monthly fund returns since inception, and daily fund price history since 2003. Any abuse of the API may result in the revoking of your API token. intended if you do so. This is a broad international market index, made up of primarily large companies in 22 developed countries. The charts below show the historical performance and risk of investing in the TSP F Fund. The Daily TSP application programming interface (API) is a tool provided to our users in order to access our highly reliable and well curated TSP share price database. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. One TSP management advisor sees a "growth recession" ahead. Aggregate contains such a large number of securities, . Best TSP Allocation TSP F Fund 2021 TSP Lifecycle Funds TSP Funds to avoid TSP Allocation Percentage Guide the TSP Funds TSP TSP Smart blog TSP I fund TSP S fund TSP C fund TSP G fund TSP F fund TSP Tracked Indexes Seasonal Investing About Our Almanacs Seasonal Guides Santa Claus Rally The January Effect An initial investment of $1,000 on 8/31/1990 would today be worth $5,806: The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. Because the U.S. 2022 was filled with bad news impacting the stock market: roaring inflation, despite assurances from politicians that the inflation was transitory, the war in Ukraine, higher interest rates, and anticipation of more interest rate increases by the Federal Reserve. This is an increase of 250,000 in the past year. Due to rounding, numbers may not add up to exactly 100%. However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). Here are the average net assets of each fund (in billions): At the end of December, there were 6.75 million TSP participants. will not hand over your personal information to any third parties. So far this year, the G Fund has gained 0.62%. website (such as prompting our cookie banner and remembering your privacy choices) and/or to monitor site We do not allow you to opt-out of our certain cookies, as they are necessary to TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. You can make pretax contributions in a traditional TSP.

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