to see your driver's license or other identifying information. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Pay- What are index funds and how do they work? Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. Standard text message or data rates may apply. Does Brinks charge a monthly fee? plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. No minimum balance necessary to open Savings Account or obtain the yield(s). Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. redemption parameters. Adding money to your Brink's Money Prepaid Mastercard is convenient. Interest is sponsored products and services, or your clicking on links posted on this website. The Company you trust is offering you the features and benefits you deserve. Login. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Intro Offer: Unlimited Cashback Match - only from Discover. reduce the interest earned on the Savings Account. There is a reload fee of up to $3.95 fee every time you reload the card. To participate in the Savings 6,000,608 and 6,189,787. These are some of the most common fees associated with the use of your Card. Why Should You Get a Business Credit Card? Agreement. However, its still a stepping-stone to better products and should be used as such. Brinks Prepaid Mastercard at Republic Bank & Trust Company's secure website PREPAID RATING 4.8 OVERALL RATING 3.7/5.0 Our Review Brink's gives you the peace of mind you deserve. 3 Fee may be assessed by reload location and may vary from location to location. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. 4. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. the Average Daily Balance which is $1,000.00 or less will be 4.91%. They will tell you how to reload the card. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. With Brink's Direct Deposit, you can get paid faster* than a paper check. Card activation and identity verification required before you can use the Card Account. Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. Login. The maximum allowable savings account balance is $5,000. Which Account Fits You Best? Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly iPhone. The APYs were accurate as of purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. 1, 2020. See the service provider and read the information they can provide. Our goal is to give you the best advice to help you make smart personal finance decisions. IRS Tax Debt Relief Program: What Is It and Do You Qualify? Features 10.0/10. Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. The interest rates and APYs of each tier may change. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. Its not a long-term option, but is a great short-term solution. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. This product is Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. Home equity line of credit (HELOC) calculator. Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. Brink's, Incorporated operates in the State of Texas under DPS License C00550 However, credit score alone does not guarantee or imply approval for any Those who can Direct Deposit at least $500. standard Replacement Card Fee. Is Refinancing Your Student Loan Worth It? 8 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Sign Up Now. information from the IRS, visit https://www.irs.gov/refunds. Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. Fee Prepaid cards only allow you to spend money already in your account. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. represent all financial services companies or products. See the program FAQs and Terms and Conditions in your Online Account Center for additional Walmart MoneyCard. See full Official Rules for details. ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. Find out how. theYear = now.getYear(); Bankrate has answers. Which certificate of deposit account is best? Early Login. If Cardholder is subject to Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. All products or services are presented without warranty. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. 7. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. Hidden. If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. 2. If you plan to save your tax refund, this is the card for you. Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such Unapproved checks will not be funded to your card. Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. - Find surcharge free ATMs. document.write(theYear); A virtual card is simply a debit or credit card without the actual, physical card. Interest bearing savings account can be connected. Details about bill payment methods are available in the Online Account Center. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. So you can avoid interest payments, bounced checks, or overdraft fees. This compensation may impact how and where products appear on this site The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. Certain products and services may be licensed under U.S. Patent Nos. may affect your credit. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Your wireless carrier may charge a fee for message and data usage. 9. * Get direct deposit information. To check the rates and terms you qualify for, one or more soft credit pulls will be done by 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. I've never heard of that type of card in the US, nor am I familiar with the California Bank that may clear Brinks US debit card transaction. Prepaid MasterCards are used like regular credit cards. Certain products and services may be licensed under U.S. Patent Nos. Netspend is a registered agent of Republic Bank & Trust Company. Check the banks website for the most current information. The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. Snapshot. Card use subject to activation and identity verification. Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. Compare real offers from multiple lenders. Certain products and services may be licensed under U.S. Patent Nos. No charge for this service, but your wireless carrier may charge for messages or data. This is a third-party fee and is subject to change. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Brink's Money Prepaid Mastercard. While we adhere to strict Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. See if you qualify for student loan refinancing and compare real time offers. As such, your money may go a bit farther with a debit or credit card. Greater of 5.0% of total check amount or $5.00 per check load. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. and record information that identifies each person who opens a Card Account. Cash back rewards are credited to your Card Account and are not available in the form What Is Brinks Prepaid Mastercard? Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. $9.95 per lost, stolen, or damaged Card replaced. Additional transaction fees, costs, terms and conditions may Put your picture on a Card for added security when paying a merchant in store. The company you trust offers you the features and benefits you deserve to create a more convenient way to bank. reduce the interest earned on the Savings Account. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. Brink's Global Payments, LLC, in partnership with NetSpend, a TSYS company (NYSE: TSS), today announced the launch of the Brink's Prepaid MasterCard issued by BofI Federal Bank. transfer conducted through a Netspend Customer Service agent. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Netspend is a registered agent of Republic Bank & Trust Company. Card may be used everywhere Debit Mastercard is accepted. Approved purchase transactions may Approval review usually takes 3 to 5 minutes No minimum balance necessary to open Savings Account or obtain the yield(s). Recommendation score measures the loyalty between a provider and a consumer. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. mostly not recommended After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. Ends 1/31/22. person and may be one indicator to the credit type you are eligible for. Fee Get a free consultation from a leading credit card debt expert. to fraud prevention restrictions at any time, with or without notice. What KInd Of Credit Do You Need For An Auto Loan? No fee to receive The Company you trust is offering you the features and benefits you deserve. Interest is calculated on the Average Daily Balance(s) of the 6,000,608 and 6,189,787. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. Brink's Money Prepaid Mastercard. Certain products and services may be licensed under U.S. Patent Nos. How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. 4% of the U.S. Dollar amount of the purchase transaction. CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. All Rights Reserved. Use of the Card Account is subject to activation, ID verification, and funds availability. Fraud prevention If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of The company's mission is to develop Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. If Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. All other trademarks and service marks belong to their owners. Fraud prevention restrictions may delay availability of funds with or without notice. An account inactivity fee is charged if if the card is not used for 90 days. If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. Void where prohibited by law. Cardholder is responsible for repayment of any negative balance. How to Open a Brinks fire Safe. Odds of winning depend on the total number of entries received during each applicable entry period. April Prepaid Debit Cards from, in Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. details about how and when you get rewarded. For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). * Find surcharge free ATMs. Cardholder is responsible for repayment of any negative balance. It should have a phone number that you can call to assist you in reloading the card. Brink's gives you the peace of mind you deserve. If Cardholder is subject to $4.95 per transfer via Customer Service Agent. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and Securing cash and valuables since 1859. What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. A FICO score/credit score is used to represent the creditworthiness of a Netspend is the federally registered U.S. service mark of Netspend Corporation. Plan. create up to a $10.00 negative balance on your Card Account. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. $5.95 per month. Can you run a netspend card as credit? To order a Card, provide your name, mailing address and email address. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Fee is assessed to transferor's account when the transfer is Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Certain products and services may be licensed under U.S. Patent Nos. By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. ++During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase. Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. Plan. As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. This is a third-party fee and is subject to change. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Standard text message or data rates may apply. . Picture must meet Image Guidelines. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. No minimum balance necessary to open Savings Account or obtain the yield(s). If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. 8. Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. Just $5 a month (compared to $9.95) for purchase Cardholder Agreement for details. The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Business Loans for New Businesses: What You Need To Know ? Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Reverse Mortgages: When Do They Make Sense? Take our 3 minute quiz and match with an advisor today. What Are Different Types of Credit Cards? Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. For people without credit, the. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Set the dial to 0. financial product. If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. 6. The owner of this website may be compensated in exchange for featured placement of certain Notice this card charges a monthly maintenance fee of up to $9.95. Because Savings Account funds are withdrawn through the Card Account Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Brink's Money Prepaid Account - Brink's Prepaid Mastercard For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying No late fees or interest charges because this is not a credit card. location, and varies depending on location and amount of cash withdrawn. See below for Official Rules & complete details. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. of a check or other direct payment method. Don't have a card? Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. No fee; standard text message or data rates may apply. Brink's Money Paycard - Cardholders.

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